Monthly Archives: February 2014

Fuentes de financiación alternativas para pymes y emprendedores

Fan de la pyme

El acceso de pymes y emprendedores al crédito bancario sigue siendo un problema que nuestros sesudos gobernantes no son capaces de resolver por ahora, aunque no paren de decir que están adoptando medidas para que fluya el crédito..

En noviembre el Banco Santander y el Banco Europeo de Inversiones firmaron un acuerdo en el que liberaban 128 millones de euros para que la financiación llegara a las pymes, diciendo que se ampliaría a 400 más por cada uno de los firmantes del acuerdo. Esta es la única noticia que he escuchado sobre destino de un volumen importante de fondos para el crédito a pymes, aunque hasta la fecha no conozco a nadie que lo haya aprovechado. Bienvenidos comentarios de cualquiera que haya tenido acceso a estas líneas y nos comente su experiencia, sobre todo en cuanto a cómo de duras han sido las condiciones que les han pedido para concederles…

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Now is health entrepreneurs’ time.

MOEBIO

Are we living in the best time in history to be a healthcare entrepreneur? An increasing number of experts say yes. The last one,Zen Chu, the founder of HackingMedicine and the current Entrepreneur in Residence at MIT. In an article published last week he explains what makes current times the most exciting ones to start a new business in healthcare:

  • Broad realization that technology can be used to scale medicine at a broader systems + population health
  • Changing healthcare reforms in the US is aligning incentives for better systemic healthcare
  • Large entrenched healthcare institutions are having a tough time adapting versus more agile startups
  • Start up costs have plummeted, so it’s more capital efficient than ever
  • The ubiquity of mobile computing and low cost diagnostics and sensors make health data liquidity and tracking easier than ever
  • Rising middle classes and health infrastructure in emerging economies are expanding access…

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A Breeding Ground for Entrepreneurship

This is not business as usual, this is the new economy

jgracewright

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Simon Sinek was not a name that I was familiar with and neither was his golden circle or his theory of the “Why, How, What” but after his name cropping up  in our lecture, I have since learnt that his theory is absolutely invaluable to any business that wants to be head and shoulders above the rest.

 Start with why.

It seems really simple and the beauty is, it is. Start with the why, not the what. Many business know what it is that they do and some of them even know how they do it, but you would be hugely surprised that not many businesses could tell you WHY. Why is it you sell cars, why is it you sell clothes, why is it you sell mobile phones? Once you begin to ask, the more you begin to realise the reason successful companies and businesses are…

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The Future of High Tech Automotive

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Recently, I had the opportunity to attend Matt Roush’s monthly Technology Report event series discussing high-tech automotive trends at Lawrence Technological University. Joining Roush was a panel of four esteemed guests: Andrew Pontius, Chief Engineering Technical Officer, NAO, Faurecia Emissions Control Technologies; Tom Apostolos, President, Ricardo USA Inc.; Jeff Gilbert, Automotive Reporter, WWJ Newsradio 950; and; Jerry Klarr, Director of Innovation and Strategy, AVL.

Pontius started off the morning’s festivities with an intriguing discussion on the current state of future of the automotive emissions industry. With Faurecia being the sixth largest automotive supplier in the world, Andrew offered an expanse of insight. The audience was shocked to hear that with emissions as they are today, a V6 Toyota Camry today is just as fast as a classic Chevrolet Camaro IROC. For the automotive emissions industry, Pontius sees one of the major shifts is the downsizing of engines – predicting that…

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Business Strategy – The Secret to Your Success!

Co-ops in Top 20 Business Innovation Models for Sustainability

Baltimore Community Wealth

Via the International Co-operative Alliance’s Twitter feed (@ICAcoop):

A report released by SustainAbility (a London-based think tank and strategic advisory firm) highlights Cooperative Ownership as a business model innovation for sustainability.

From Page 29 of Model Behavior:

sustainability report“From a social impact standpoint, co-ops often excel because their structure allows for distributed—and often more equitable—decision making, profit sharing and power sharing. Cooperative worker models often provide a sense of ownership to employees, who are incentivized by playing a direct role in profit generation and profit sharing. Cooperative retail models often pay members dividends or offer members in-store discounts.”

The authors highlight several familiar examples of worker and consumer cooperatives, but also note that “the non-hierarchical structure of co-ops can translate into fewer checks and balances than more traditional ownership structures.”

(But as co-op models grow in popularity, it’ll be interesting to see the solutions workers and consumers propose to ensure collective accountability– something…

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